Know whatyou're owed.Know whatyou owe.
Free New Zealand tools and plain-English guides for your pay, your home, your bills and your vote. Answer a few questions, get a clear answer.
Is yourfinal payright?
Holiday pay is owed on everything you earned. Work out what should land when you leave a job.
Can yourlandlorddo that?
Check a rent rise, or find the earliest date a tenancy can end, using the rules from Tenancy Services.
What is itreallycosting you?
See what prices are doing and what that adds up to for your household over a year.
Ready tovote on7 November?
Check you can vote, when enrolment closes and what to bring. Non-partisan and free.
Nothing you type leaves your device.
Pick a section
Most used tools
Check your pay today
Most payslip mistakes go unnoticed. Put in your numbers and see what should land in your bank.
- Free
- No sign-up
- Nothing leaves your device
Every tool follows official guidance and links its source.
The number that matters, the catch, and how sure we are.
Anything paid is labelled, and money never changes a result. Read our standards.
Walk into Work and Income ready.
Get a checklist of what to bring and what to ask for, then practice the conversation with a case manager before the real one. Free, and nothing you choose leaves your device.
Latest articles
Guides
Plain-English guides to the rules behind your pay, rent, bills and rights, each with the current figures and a worked example.
Your RightsHow much paid parental leave can I get in New Zealand?How paid parental leave works in NZ: 26 weeks, the $811.05 weekly maximum, who qualifies, how to apply to...Read more →Your BillsFood grant: urgent help to buy food from Work and IncomeNo money for food this week? A Work and Income food grant does not need to be paid back and you do not...Read more →Your BillsDisability Allowance: help with the ongoing costs of a health conditionOngoing health or disability costs? The Disability Allowance pays up to $82.85 a week, and you do not need...Read more →Your BillsAdvance Payment of Benefit: getting part of your benefit earlyOn a benefit or NZ Super and hit with an urgent bill? An Advance Payment of Benefit can help, but you pay...Read more →Popular guides
- NZ minimum wage 2026The current adult, starting-out and training rates
- KiwiSaver contribution rates 2026What comes out of your pay and what your employer adds
- NZ tax codes explainedPick the right code so you are not overtaxed
- Healthy Homes standards for rentersHeating, insulation and what your landlord must do
- 90-day trial periods in NZWhen a trial period is valid and your rights in it
- Final pay when you leave a jobHoliday pay, notice and what your last payslip should show
- Ending a tenancy: notice periodsHow much notice tenants and landlords must give
- Holidays Act replacement in 2028What the new Employment Leave Act changes
- Unpaid wages ordered back to workersA restaurant case and how to claim what you are owed
- Tenant numbers and landlord IDsWhat the new Tenancy Services letters mean
- Who pays water when you rentWater charges split between landlords and tenants
Get the next change before it hits you
One short email a week: the rule, rate or payment that changed, and what it means for your pay, rent or bills.
- Pop in your emailTakes about ten seconds.
- One email a weekChecked against official NZ sources.
- Leave any timeOne click to unsubscribe. No spam.

Got a question? Ask Streetwise.
Short videos explain how each tool works. Watch, then drop your question in the comments.




